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HOME BUYER
FREQUENTLY ASKED QUESTIONS:

Do I need a real estate agent to buy a home?

No, but an agent provides expertise, standard contracts, market knowledge and negotiation skills to find the right home at the right price. 
Real estate agents can inform you of tax exemptions you might be eligible for, inquire about zoning, permitted property use, and other aspects of the home, advise you on the best approach in competing offer situations, and guide you through the paperwork and closing process.
There are risks of representing yourself in a real estate transaction if you don’t have the knowledge and expertise required to navigate the sale. The seller will likely benefit from the services, opinions and advice of an agent on their side. 

How much do I need for a down payment? Is it the same as the deposit?

The deposit is an amount you provide (usually via bank draft) to the Seller’s brokerage as a good-faith measure to secure the sale. Deposits are held in a trust account until the deal has closed. Funds can only be released from the trust account upon the lawyer's direction. It will be applied to your down payment or closing costs. Down payments are the amount of money you put towards the purchase price of your home. The lender will deduct the down payment from the purchase price and your mortgage will cover the rest of the price of the home. The down payment happens on the day you close the deal. 

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What’s Included in Our Complimentary Staging

​Every listing comes with:

  • A personalized home walkthrough and design consultation

  • Furniture and decor accents when needed

  • Styling support to highlight your home’s best features

  • Light prep guidance to ensure every showing shines

  • Professional photography — after staging is complete

Real Results from Real Clients

Ruth was great in giving staging guidance, very personable and professional and available when we needed her advice. Great photos of our home and she was persistent with open houses to get us top dollar. Great experience and will definitely work with Ruth again!
- Usman M

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I appreciate all the suggestions that Ruth had for us. I would not have known how to do certain things without her extensive knowledge. Ruth really made the whole thing quite easy and honestly a very pleasant experience as well.
- Steve M

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More Testimonials

Serving the Communities We Know and Love

From Ayr to Paris, St. George to Woodstock, and everywhere in between — we know what local buyers are looking for, and we stage to match. Let us help you stand out in today’s market. [ Locations Served ]

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​Ready to Stage Your Home for Success?

Let’s talk about your next move — and how our staging can help you make the most of it. [ Contact Us Today ]

29 Blair Road
Cambridge, ON, N1S 2H7
519.653.5353

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519.574.0524 (Direct)

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519.496.8188 (Direct)

© 2025 by Warner Real Estate

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